Get the health insurance you need for your student visa before you arrive in Spain
ASISA Health Students is designed to meet the health insurance requirements for a Spanish student visa, with no co-payments or waiting periods and a certificate issued as soon as your policy is active. Arrange it directly with our dedicated ASISA agent in Murcia.
Health insurance for your Spanish student visa
ASISA Health Students is a healthcare insurance policy with comprehensive cover (hospital and outpatient care), giving access to ASISA’s medical network for this product, with no co-pays and no waiting periods. It’s aimed at anyone without a Spanish passport or ID who needs a visa to study in Spain, recommended for international students, Erasmus, master’s, university courses, PhDs, or any official study programme.
Non-EU students
For international students who need a visa to study in Spain.
Language courses and more
Whether you’re coming to Spain for Erasmus, a master’s degree, a university course, a PhD or a language course at Instituto Hispánico, this insurance is designed for your studies.
2 months to 1 year
Coverage for the full length of your study programme.
Full medical cover in Spain
Access to the full range of medical specialties through ASISA’s dedicated Health Students directory:
- 24-hour emergency service
- Primary medicine, paediatrics
- Specialised medicine, all specialties
- Diagnostic tests and special treatments
- Podiatry, psychotherapy, family planning
- Stomatology, second medical opinion
- Preventive medicine and virtual doctor
- Hospitalisation (medical, surgical, ICU)
- Outpatient surgery
- Ambulance transport
- Prosthetics and implants
- Transplants (bone marrow and cornea)
- Travel assistance abroad, up to €25,000 per trip
- Video consultations via ASISA's app
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Online payment, one time
By international credit or debit card, at the moment of contracting. The certificate arrives as a PDF as soon as payment is confirmed. -
Buy up to 5 months ahead
Online, up to 90 days before arrival. For more advance notice (up to 5 months), our agent arranges it directly with ASISA. -
Not automatically renewed
If the stay continues past the policy's term, a new one is arranged. Just reach out ahead of the end date. -
Refundable if the visa is denied
Full refund if the policy hasn't started yet, and you send ASISA the official denial letter from the consulate or ministry. Once it's started, it's no longer refundable. -
Optional add-ons
Accidental death cover, a daily hospitalisation cash benefit, and dental cover can all be added when the policy is set up.
Get an estimate of your insurance cost
Your quote depends on your age and how long you need coverage. Use this estimate to get an idea of the cost, then complete the form below for your exact premium.
This is an estimate based on ASISA’s published base rate for Murcia. It does not include any group discount, and the dental cover price is indicative. Complete the form below for a free quote confirming your exact premium.
Get your official ASISA quote, with no obligation to buy
Click below to open our official ASISA quote request form.
A little extra for Instituto Hispánico de Murcia students
Take out your insurance through this page and receive a Spanish grammar book worth €15, courtesy of Instituto Hispánico de Murcia.
Health questionnaire
You don’t need to complete this form to request a quote. ASISA will ask you to fill it in when your policy is being arranged. You can view it here in advance if you’d like.
ASISA Health Questionnaire
A short questionnaire about your medical history. You’ll complete it when your policy is arranged; it isn’t needed to request a quote.
Get the one-page brochure
You’ll receive all the information above in a PDF ready to print or email, with our exclusive ASISA agent’s contact details included.
ASISA Health Students brochure
Coverage summary, requirements, and how to request a quote.
Straight from ASISA
Is ASISA Health Students valid for a student visa in Spain?
Yes. It's designed specifically to meet the requirements set by Spain's consular and immigration authorities: full medical cover with no co-pays, healthcare with no waiting periods, nationwide cover, and an immediate PDF certificate valid to present at the consulate or immigration office.
Who is it recommended for?
International students, Erasmus, master's students, university courses, PhDs, or anyone on an official study programme who needs health insurance valid for immigration purposes.
Can I take it out from my home country before travelling to Spain?
Yes, you can arrange it online from any country up to 90 days before arrival. For more advance notice (up to 5 months), our agent arranges it directly with ASISA. It's a fully digital process, no NIE or Spanish bank account needed, and the certificate arrives instantly, in Spanish.
How long can the cover last?
From 2 to 12 months, matched to the length of your study stay in Spain.
What's the refund policy?
Not refundable, except in specific cases: the policy hasn't started yet, and you provide an official letter from the consulate or ministry confirming the visa or residence permit was denied. Once the policy has started, there are no refunds or date changes.
Does it include video consultations?
Yes. You can access online medical consultations through ASISA's digital platform, handy if you're studying in a different city or need quick attention.
How do I pay for it?
Payment happens at the moment of contracting, securely online, by international credit or debit card. The PDF certificate arrives as soon as payment is confirmed.
From when can I actually use it?
From the first day it's in effect. There are no waiting periods, so you're covered from the moment you arrive in Spain. Tip: make sure the policy's start date matches your arrival date.
Are there financial limits on the cover?
No. It offers full medical cover, exactly as Spanish law requires for the visa.
Can I choose any doctor or centre in Spain?
You'll need to use ASISA Health Students' dedicated medical network. It's worth checking which centres are available in your province before taking out the policy.
Can I renew it if I extend my stay?
No, it doesn't renew automatically. If you need to continue, a new policy can be arranged easily.
Does it cover medical emergencies?
Yes, 24-hour emergency care is included, both outpatient and in hospital, at network centres.
Have your health insurance certificate ready before your visa appointment
Get a free quote with no obligation to buy. We’ll confirm the right plan and exact price based on your age and the length of your studies.
Séfora Villa Camacho, exclusive ASISA agent (M10945), DGSFP agent code C046148738745C, svillacamacho@tuasesorasisa.es · WhatsApp +34 684 766 778.
ASISA and Instituto Hispánico de Murcia brands used with permission, under a collaboration agreement. This page is for informational purposes only and does not constitute an insurance offer, final terms are those in the official ASISA policy documentation.
